Just a Reminder
Your bank cannot be trusted. They will steal money from you by any means available, at any time, and call it a ‘fee.’ You can often call and yell at them and get the fee waived, but it’s a pain …Read...
View ArticleThe Things You Own Own You, Pt.2
Fixed expenses are only one of the things crushing your financial independence. The other big weight is, as you might guess, variable monthly expenses. Some of what I call fixed expenses can actually...
View ArticleHome Sweet Home
News stories about the collapse–or at least contraction–of the mortgage banking industry are once again in season. Foreclosures are up and foreclosures are bad for everyone. Families lose their homes...
View ArticleThe Incredible Shrinking Wage
I’m going to be referring now and then to how much time you have to work in order to pay for this or that. When looking at your rate of pay for the purpose of these calculations (or any similar …Read...
View ArticleThe Things You Own Own You.
The other day I talked about how a modest lifestyle eases the road to financial independence, and how I was reluctant to spending a lot of money on a new car. That’s because of my nemesis, Fixed...
View ArticleIndependence Day
The best way to maximize your freedom, to give yourself the most choice in how you live your life, is to be financially independent. That’s not quite the same as being rich and it’s a long way from...
View ArticleWhy Freedom?
Freedom and happiness seem to be intertwined, at least in the Western world. How much freedom a person needs to be happy varies from person to person (and frequently doesn’t correlate with how much...
View ArticleThat light you see….
I think I have the site looking more or less how I want, so it’s time to start working on some content. Right. See, we’ve got this little 14-month old ninja tornado rampaging about the house right now,...
View ArticleIntroduction
What I am going to be talking about here is freedom. Not in the sense of Preserving Our Liberties and Fighting The Great Government Conspiracies, but the things that really impact our personal lives....
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